Reduce risk. Improve profitability.
Reduce risk. Improve profitability.
In today’s ever-changing marketplace, insurance businesses need to make better, faster, data-driven decisions. By deploying location intelligence as an enterprise asset, you will increase underwriting productivity, reduce fraud and improve overall profitability.
Sharpen risk assessment
Using advanced models for multiple perils, insurers can better understand risk and price competitively. With precision risk assessment, typically at property level, you will gain valuable insights into your overall portfolio exposure to perils and accumulations. This holistic approach to risk management also reduces costs by, for example, optimising the use of reinsurance.
Transform underwriting operations
Leave no part of your business behind by deploying location intelligence solutions across the enterprise, including third parties such as brokers and MGAs. As an essential component of underwriting modernisation, the automation of risk management ensures underwriting discipline across operations. Underwriting productivity can be further optimised by personalised role-based access to data. Efficient, streamlined processes will save time, reduce costs and improve profitability.
Improve fraud detection
Quickly spot anomalies and protect your organisation against fraud. Location intelligence can help identify asset conversion, application fraud, false insurance claims, facility takeover fraud, identity fraud and misuse of facility fraud.
For example, if you received claims from 389 City Road, London EC1V 1NA and 1 Colebrooke Road, London N1 8DB, would your current fraud detection know they were direct neighbours?
Location intelligence offers many benefits to your insurance sales and marketing activities. It allows market potential and penetration to be estimated and highlights market opportunity hotspots. As part of a mobile strategy, personalisation can also be enhanced using geographically targeted marketing.
Location intelligence solutions for insurance
Risk Insight offers a powerful yet intuitive means of assessing risk intelligence across your property portfolio. Developed for insurers, public sector bodies and property managers, it provides a clear picture and understanding of individual risks and overall exposure. Implemented as an online service, Risk Insight can be integrated with your internal systems to provide a rich, seamless experience for your users.
viaEuropa is the award-winning hosted map and API platform from Europa Technologies. It delivers high quality, fully maintained, digital maps and geodata directly to your web applications, desktop GIS and mobile apps. Use viaEuropa to drive location intelligent solutions quickly, easily and efficiently.
viaEuropa supports a variety of high-quality content from Ordnance Survey, Ordnance Survey Northern Ireland, Bluesky International, Government of Jersey, JBA Risk Management, British Geological Survey, MB International and OceanWise.
Risks & Perils
A portfolio of geo-referenced risks & perils data with models for events including flood, subsidence, political risk and climate change. Serving more than just insurers, these products help you evaluate risk to property and assets, improve readiness and bolster your ability to respond and mitigate.
Global CRESTA Plus
Global CRESTA Plus helps brokers and reinsurers assess and present natural hazard risk, based on CRESTA zones, using the system established by the world’s leading reinsurers. It enables applications to quickly establish the CRESTA zone and then analyse/present aggregate risk across a portfolio. Global CRESTA Plus offers insurers an important basis for aggregated risk assessment, exposure management and reinsurance negotiation and reporting.
europaIQ offers valuable property intelligence data for Great Britain in a variety of pragmatic categories. Whether you are an owner, investor, developer or manager, europaIQ provides invaluable intelligence about properties and their surrounding area. For both commercial and residential properties, a wide variety of data is available which can meet challenges, improve decision-making and reduce risk.
UK Map Data
We carry only the very best data available for our home nation, including products from trusted sources such as Ordnance Survey, Ordnance Survey Northern Ireland and Bluesky International. Let us help make your UK-based location intelligence solution exceed expectations and deliver eminent success.
International Map Data
With comprehensive, consistent and dependable data for nearly every country & region of the world, we are your trusted partner for international map data. Explore our extensive inventory of base maps, postcodes, regions & boundaries, socio-demographics, purchasing power, consumer profiles, peril maps, CRESTA zones, mobile network coverage and marine maps.
Global Map Data
Global map data is a cornerstone in the history of Europa Technologies. Our market-leading data products are the choice of SMEs, prestigious Fortune Global 500 companies, governments and missions of the United Nations. As a result of a long-standing integration with Google Earth and Google Maps, our global data products have been seen by over one billion people, approximately one in seven of the world’s entire population.
Europa Data Vault
Europa Data Vault is a managed data delivery platform supporting OS data products, including OS MasterMap, VectorMap Local and AddressBase. The service delivers the latest version of all key products included in the Public Sector Geospatial Agreement (PSGA). Data is available in a range of spatial data formats and delivered by secure download.
How can we help you?
Do get in touch if you would like more details about Insurance (technical, licensing, pricing, etc.) or would like to arrange a personalised demo. Our product specialists will be happy to provide you with a free consultation.
+44 (0)1932 64 55 60
+44 (0)1932 64 55 50