- Address-level risk assessment for high precision results
- Bespoke risk scoring to suit your own product lines and appetite for risk
- Industry-leading perils data including flood, subsidence & crime
- Visualise policies and calculate exposure across your portfolio
- Holistic approach to risk assessment and exposure management
- Provide underwriters, brokers and senior managers with a clear picture of risk
- Global solution with detailed, local base mapping options
- Integrated with your existing systems for a seamless user experience
- Maintenance free SaaS (Software as a Service) with data updates included
Risk Insight offers a powerful yet intuitive means of assessing risk across your portfolio, providing underwriters, brokers and senior managers with a clear picture and understanding of individual risks and aggregated exposure. Implemented as SaaS (Software as a Service), Risk Insight can be integrated with your existing systems to provide a rich, seamless experience for your users.
Address-Level Risk Assessment
Postcodes are too coarse to assess risk accurately. Risk Insight uses a comprehensive database of addresses for high precision results that you can use to make underwriting decisions with confidence. In Great Britain we use OS AddressBase, an all-encompassing database containing data from local government’s National Land and Property Gazetteer, Ordnance Survey’s own OS MasterMap Address Layer 2, the Royal Mail Postcode Address File (PAF), and the Valuation Office Agency.
We partner with industry-leading providers of perils data including flood, subsidence and crime. This includes the Environment Agency, British Geological Survey, the Met Office and JBA Risk Management. We can even utilise niche data sets that apply directly to your business and which you may already license. Whatever the data, we can manage it on your behalf and enable you to focus on what really matters.
Bespoke Risk Scoring
One size does not fit all. Based on your selection of perils data, we can implement tailor-made risk algorithms to suit your own product lines and appetite for risk. We will work with you to establish the risk assessment rules and visual styles that work best for you.
Enable your users to visualise policies and claim history, thereby recognising spatial relationships that may not have been previously identified. This is particularly useful in the fields of claims management and fraud investigation.
Utilise boundaries such as postal, administrative or CRESTA zones to aggregate exposure and highlight when limits are being approached or have been exceeded. Alternatively, enable users to define their own regions for increased flexibility.
The Risk Insight platform has been designed to grow with you and your requirements. Additional base mapping (such as large-scale data from Ordnance Survey and Esri ArcGIS Online) and perils data for specific countries can be added on demand, providing you with a solution that scales with your business needs.
Protecting the Environment
When operating non-stop (24x7x365) web services, taking responsibility for the environment demands obtaining energy from renewable sources. Europa Technologies exclusively uses energy from renewable sources to power our Risk Insight servers. Our data centres use only green energy from 100% carbon dioxide-free and environmentally-friendly hydropower – considered to be the best form of electricity generation for the environment. Choose Risk Insight with a clear conscience!
Further Information on Risk Insight
For further information, or to arrange a free demo, please contact our solution consultants who will be happy to help you.
Telephone: +44 (0)1932 64 55 60 (direct)
Telephone: +44 (0)1932 37 97 31 (direct)
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